Ashlee S. C. James

(NMLS#: 368025)

NMLS#: 397936

Mortgage interest rates are lower than at any point in history!

Now is the time to consider purchasing your dream home or refinancing your current mortgage.

Hawaii Best Loans LLC

is here to help you!

Hawaii Best Loans

1288 Ala Moana Blvd. #19E Honolulu HI 96814 US             808-591-1137          ashlee@hawaiibestloans.com

Copyright © Hawaii Best Loans LLC  |  All Rights Reserved

Contact Us

Stay Connected

Loan Application

Checklist


In general, the documentation you will need includes:

           Check for application fee.


Property Information (if you already have a contract on a house)

           Purchase Agreement.

           Copy of legal description and MLS sheet.

           If you are selling your current home, copy of listing contract.

           If you have sold your current home, copy of settlement statement (HUD-1).


Income & Assets

           Pay stubs for the last 30 days.

For the past two years:

           Names and addresses of each employer.

           W-2s

           Statements for each bank, mutual fund, and/or investment account for the last three months.

           Estimated value of personal property and furniture.

If you have made any large deposits to your accounts:

           Explanation and source for deposit.

           If large deposit was a gift:

           Signed gift letter (lender can supply).

           Copy of gift check.

           Copy of deposit receipt.

If you own more than 25% of a business:

           Corporate or partnership tax returns.

If self-employed:

           Tax returns for the last three years (with schedules).

           Year-to-Date Profit and Loss Statement prepared by an accountant.

If you own rental property:

           Tax returns for the last two years and current rental agreements.

If you are retired:

           Pension Award Letter.

If you receive Social Security:

           Social Security Award Letter.

If you are counting child support as income:

           Copy of divorce settlement.

           Copy of twelve months of cancelled child support checks.


Debts

           Names, addresses, account numbers, balances and monthly payments on all current loans.

           Explanation of credit report anomalies, including:

           Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

           Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).


VA Loans
           Copy of DD Form 214, Report of Separation.


Miscellaneous

           Photo ID and proof of Social Security number.

           Residence addresses for the past two years.

           If applicable, a copy of your divorce decree.

           If you are not a citizen, a copy of the front and back of your green card.

Hawaii Best Loans LLC

Phone: 808-591-1137

Mobile: 808-349-1619

Fax: 866-850-8616

ashlee@hawaiibestloans.com

NMLS#: 397936

Hawaii best loans llc

      Hawaii Best Loans LLC (NMLS#: 397936)
      Address: 1288 Ala Moana Blvd, 19E

                    Honolulu, HI 96814